@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Outfit:wght@400;500;600;700;800&display=swap');

/* CSS Variables */
:root {
  --bg-primary: #060913;
  --bg-secondary: #0c1020;
  --bg-card: rgba(13, 20, 41, 0.5);
  --bg-card-hover: rgba(20, 31, 64, 0.75);
  --border-light: rgba(255, 255, 255, 0.05);
  --border-active: rgba(16, 185, 129, 0.3);
  
  --accent-green: #10b981;
  --accent-green-rgb: 16, 185, 129;
  --accent-green-hover: #059669;
  --accent-gold: #f59e0b;
  --accent-gold-rgb: 245, 158, 11;
  --accent-gold-hover: #d97706;
  
  --text-primary: #f8fafc;
  --text-secondary: #94a3b8;
  --text-muted: #64748b;
  
  --font-heading: 'Outfit', sans-serif;
  --font-body: 'Inter', sans-serif;
  
  --shadow-main: 0 15px 35px -12px rgba(0, 0, 0, 0.5);
  --shadow-glow-green: 0 0 25px rgba(16, 185, 129, 0.2);
  --shadow-glow-gold: 0 0 25px rgba(245, 158, 11, 0.2);
  
  --transition-smooth: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
  --border-radius-lg: 20px;
  --border-radius-md: 12px;
  --border-radius-sm: 8px;
}

/* Base Reset & Globals */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  outline: none;
}

html {
  scroll-behavior: smooth;
  font-family: var(--font-body);
  background-color: var(--bg-primary);
  color: var(--text-primary);
}

body {
  overflow-x: hidden;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* Background Gradients & Glow Blobs */
.bg-glow-container {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  overflow: hidden;
  z-index: -2;
  pointer-events: none;
}

.glow-blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(140px);
  opacity: 0.15;
  animation: float-slow 20s infinite ease-in-out alternate;
}

.glow-blob-1 {
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, var(--accent-green) 0%, transparent 80%);
  top: -100px;
  right: -50px;
}

.glow-blob-2 {
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, var(--accent-gold) 0%, transparent 80%);
  bottom: 10%;
  left: -200px;
  animation-delay: -5s;
}

.glow-blob-3 {
  width: 450px;
  height: 450px;
  background: radial-gradient(circle, var(--accent-green) 0%, transparent 80%);
  top: 40%;
  right: -100px;
  animation-delay: -10s;
}

@keyframes float-slow {
  0% {
    transform: translate(0, 0) scale(1);
  }
  100% {
    transform: translate(50px, 50px) scale(1.1);
  }
}

/* Scrollbar Customization */
::-webkit-scrollbar {
  width: 8px;
}
::-webkit-scrollbar-track {
  background: var(--bg-primary);
}
::-webkit-scrollbar-thumb {
  background: rgba(255, 255, 255, 0.1);
  border-radius: 4px;
}
::-webkit-scrollbar-thumb:hover {
  background: var(--accent-green);
}

/* Typography & Layout Containers */
.container {
  width: 100%;
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 2rem;
}

h1, h2, h3, h4 {
  font-family: var(--font-heading);
  font-weight: 700;
  letter-spacing: -0.02em;
}

.section-header {
  text-align: center;
  max-width: 650px;
  margin: 0 auto 4rem auto;
}

.badge {
  display: inline-block;
  padding: 6px 16px;
  border-radius: 50px;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 0.85rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  background: rgba(16, 185, 129, 0.08);
  border: 1px solid rgba(16, 185, 129, 0.25);
  color: var(--accent-green);
  margin-bottom: 1rem;
}

.section-title {
  font-size: 2.5rem;
  line-height: 1.2;
  margin-bottom: 1rem;
  background: linear-gradient(135deg, #ffffff 30%, #94a3b8 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.section-description {
  color: var(--text-secondary);
  font-size: 1.1rem;
}

/* Navigation Bar */
header {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 100;
  background: rgba(6, 9, 19, 0.8);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border-light);
  transition: var(--transition-smooth);
}

header.scrolled {
  padding: 0.75rem 0;
  box-shadow: var(--shadow-main);
}

.nav-container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  height: 80px;
  transition: var(--transition-smooth);
}

header.scrolled .nav-container {
  height: 65px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.logo-text {
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 1.4rem;
  color: var(--text-primary);
  letter-spacing: -0.01em;
}

.logo-text span {
  background: linear-gradient(90deg, var(--accent-green) 0%, var(--accent-gold) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

nav ul {
  display: flex;
  list-style: none;
  gap: 2rem;
}

nav ul li a {
  text-decoration: none;
  color: var(--text-secondary);
  font-weight: 500;
  font-size: 0.95rem;
  transition: var(--transition-smooth);
  position: relative;
  padding: 6px 0;
}

nav ul li a:hover {
  color: var(--text-primary);
}

nav ul li a::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--accent-green), var(--accent-gold));
  transition: var(--transition-smooth);
}

nav ul li a:hover::after {
  width: 100%;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 1.5rem;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 28px;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 0.95rem;
  border-radius: var(--border-radius-md);
  text-decoration: none;
  cursor: pointer;
  transition: var(--transition-smooth);
  border: none;
  gap: 8px;
}

.btn-primary {
  background: linear-gradient(135deg, var(--accent-green) 0%, var(--accent-green-hover) 100%);
  color: #000;
  font-weight: 700;
  box-shadow: var(--shadow-glow-green);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 30px rgba(16, 185, 129, 0.35);
}

.btn-secondary {
  background: rgba(255, 255, 255, 0.03);
  color: var(--text-primary);
  border: 1px solid var(--border-light);
}

.btn-secondary:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: var(--accent-gold);
  color: var(--accent-gold);
  transform: translateY(-2px);
}

.btn-sm {
  padding: 8px 18px;
  font-size: 0.85rem;
  border-radius: var(--border-radius-sm);
}

.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 6px;
  background: none;
  border: none;
  cursor: pointer;
  z-index: 101;
}

.menu-toggle span {
  display: block;
  width: 25px;
  height: 2px;
  background-color: var(--text-primary);
  transition: var(--transition-smooth);
}

/* Hero Section */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding-top: 120px;
  padding-bottom: 60px;
  z-index: 1;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 4rem;
  align-items: center;
}

.hero-content {
  max-width: 650px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(245, 158, 11, 0.06);
  border: 1px solid rgba(245, 158, 11, 0.2);
  color: var(--accent-gold);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 1.5rem;
}

.hero-badge svg {
  width: 16px;
  height: 16px;
  stroke: var(--accent-gold);
}

.hero-title {
  font-size: 4rem;
  line-height: 1.1;
  margin-bottom: 1.5rem;
  font-weight: 800;
  letter-spacing: -0.03em;
}

.hero-title span {
  display: block;
  background: linear-gradient(135deg, var(--accent-green) 0%, var(--accent-gold) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-description {
  font-size: 1.2rem;
  color: var(--text-secondary);
  margin-bottom: 2.5rem;
  line-height: 1.7;
}

.hero-buttons {
  display: flex;
  gap: 1rem;
  margin-bottom: 3rem;
}

.hero-stats {
  display: flex;
  gap: 3rem;
  border-top: 1px solid var(--border-light);
  padding-top: 2rem;
}

.stat-item {
  display: flex;
  flex-direction: column;
}

.stat-value {
  font-family: var(--font-heading);
  font-size: 2.2rem;
  font-weight: 700;
  line-height: 1;
  color: var(--text-primary);
  margin-bottom: 4px;
}

.stat-value span {
  color: var(--accent-green);
}

.stat-label {
  font-size: 0.85rem;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-weight: 500;
}

/* Hero Graphical Element */
.hero-visual {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
}

.glass-card-3d {
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-radius: var(--border-radius-lg);
  padding: 2.5rem;
  width: 100%;
  max-width: 440px;
  box-shadow: var(--shadow-main);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  position: relative;
  overflow: hidden;
  z-index: 2;
  transition: var(--transition-smooth);
}

.glass-card-3d:hover {
  transform: translateY(-8px) rotate(1deg);
  border-color: var(--accent-green);
  box-shadow: var(--shadow-glow-green);
}

.card-glowing-glow {
  position: absolute;
  top: -100px;
  right: -100px;
  width: 200px;
  height: 200px;
  background: radial-gradient(circle, rgba(16, 185, 129, 0.15) 0%, transparent 70%);
  z-index: -1;
}

.visual-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 2rem;
}

.brand-icon-wrapper {
  width: 50px;
  height: 50px;
  border-radius: var(--border-radius-md);
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--border-light);
  display: flex;
  align-items: center;
  justify-content: center;
}

.balance-label {
  font-size: 0.85rem;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.balance-val {
  font-family: var(--font-heading);
  font-size: 2rem;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 1.5rem;
}

.micro-chart-container {
  height: 140px;
  position: relative;
  margin-bottom: 2rem;
}

.floating-badge-3d {
  position: absolute;
  background: rgba(12, 16, 32, 0.85);
  border: 1px solid var(--accent-gold);
  border-radius: var(--border-radius-md);
  padding: 12px 18px;
  display: flex;
  align-items: center;
  gap: 12px;
  bottom: -20px;
  right: -20px;
  box-shadow: var(--shadow-glow-gold);
  z-index: 3;
  animation: bounce-float 6s infinite ease-in-out;
}

@keyframes bounce-float {
  0%, 100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-10px);
  }
}

.badge-icon-box {
  width: 35px;
  height: 35px;
  border-radius: 50%;
  background: rgba(245, 158, 11, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
}

.badge-icon-box svg {
  width: 18px;
  height: 18px;
  stroke: var(--accent-gold);
}

.badge-info {
  display: flex;
  flex-direction: column;
}

.badge-title {
  font-size: 0.75rem;
  color: var(--text-muted);
  text-transform: uppercase;
}

.badge-value {
  font-size: 1rem;
  font-weight: 700;
  color: var(--text-primary);
  font-family: var(--font-heading);
}

/* Services Section */
.services {
  padding: 100px 0;
  position: relative;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 2rem;
}

.service-card {
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-radius: var(--border-radius-lg);
  padding: 2.5rem 2rem;
  position: relative;
  overflow: hidden;
  transition: var(--transition-smooth);
  display: flex;
  flex-direction: column;
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
}

.service-card:hover {
  transform: translateY(-8px);
  border-color: var(--accent-green);
  background: var(--bg-card-hover);
  box-shadow: var(--shadow-glow-green);
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 4px;
  height: 100%;
  background: linear-gradient(to bottom, var(--accent-green), var(--accent-gold));
  opacity: 0;
  transition: var(--transition-smooth);
}

.service-card:hover::before {
  opacity: 1;
}

.service-card-icon {
  width: 60px;
  height: 60px;
  border-radius: var(--border-radius-md);
  background: rgba(255, 255, 255, 0.02);
  border: 1px solid var(--border-light);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 2rem;
  transition: var(--transition-smooth);
}

.service-card:hover .service-card-icon {
  background: rgba(16, 185, 129, 0.1);
  border-color: rgba(16, 185, 129, 0.3);
}

.service-card-icon svg {
  width: 28px;
  height: 28px;
  stroke: var(--accent-green);
  stroke-width: 1.5;
  transition: var(--transition-smooth);
}

.service-card:hover .service-card-icon svg {
  stroke: var(--accent-green);
  transform: scale(1.1);
}

.service-card-title {
  font-size: 1.4rem;
  margin-bottom: 1rem;
  color: var(--text-primary);
  font-weight: 600;
}

.service-card-desc {
  color: var(--text-secondary);
  font-size: 0.95rem;
  margin-bottom: 1.5rem;
  flex-grow: 1;
}

.service-card-features {
  list-style: none;
  margin-bottom: 2rem;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.service-card-features li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.85rem;
  color: var(--text-secondary);
}

.service-card-features li svg {
  width: 14px;
  height: 14px;
  stroke: var(--accent-green);
  flex-shrink: 0;
}

.service-card-action {
  width: 100%;
  padding: 10px;
  border-radius: var(--border-radius-sm);
  background: rgba(255, 255, 255, 0.02);
  border: 1px solid var(--border-light);
  color: var(--text-primary);
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 0.9rem;
  text-decoration: none;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  transition: var(--transition-smooth);
}

.service-card:hover .service-card-action {
  background: var(--accent-green);
  color: #000;
  border-color: var(--accent-green);
}

/* Interactive Finance Dashboard & Calculators Section */
.tools-section {
  padding: 100px 0;
  position: relative;
}

.tools-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 4rem;
}

.interactive-panel {
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-radius: var(--border-radius-lg);
  padding: 3rem;
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  box-shadow: var(--shadow-main);
  display: flex;
  flex-direction: column;
}

.tab-nav {
  display: flex;
  background: rgba(0, 0, 0, 0.2);
  border: 1px solid var(--border-light);
  padding: 4px;
  border-radius: var(--border-radius-md);
  margin-bottom: 2.5rem;
}

.tab-btn {
  flex: 1;
  padding: 12px;
  background: none;
  border: none;
  color: var(--text-secondary);
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 0.95rem;
  border-radius: var(--border-radius-sm);
  cursor: pointer;
  transition: var(--transition-smooth);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

.tab-btn svg {
  width: 18px;
  height: 18px;
  stroke: var(--text-secondary);
}

.tab-btn.active {
  background: var(--accent-green);
  color: #000;
}

.tab-btn.active svg {
  stroke: #000;
}

.tab-pane {
  display: none;
}

.tab-pane.active {
  display: block;
}

.calculator-wrapper {
  display: flex;
  flex-direction: column;
  gap: 2rem;
}

.slider-group {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.slider-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.slider-label {
  font-size: 0.95rem;
  color: var(--text-secondary);
  font-weight: 500;
}

.slider-value-box {
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--border-light);
  border-radius: var(--border-radius-sm);
  padding: 6px 14px;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.1rem;
  color: var(--accent-gold);
}

/* Custom Range Input styling */
input[type="range"] {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  background: rgba(255, 255, 255, 0.08);
  border-radius: 3px;
  outline: none;
}

input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--accent-green);
  cursor: pointer;
  box-shadow: 0 0 10px rgba(16, 185, 129, 0.5);
  transition: var(--transition-smooth);
}

input[type="range"]::-webkit-slider-thumb:hover {
  transform: scale(1.25);
  background: var(--accent-gold);
  box-shadow: 0 0 15px rgba(245, 158, 11, 0.6);
}

.calc-grid-results {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  margin-top: 1.5rem;
}

.result-card {
  background: rgba(255, 255, 255, 0.02);
  border: 1px solid var(--border-light);
  border-radius: var(--border-radius-md);
  padding: 1.5rem;
  text-align: center;
}

.result-card-label {
  font-size: 0.85rem;
  color: var(--text-muted);
  text-transform: uppercase;
  margin-bottom: 6px;
}

.result-card-value {
  font-family: var(--font-heading);
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--accent-green);
}

.result-card-value.highlight {
  color: var(--accent-gold);
}

.pie-chart-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 1rem;
  position: relative;
}

.pie-chart-wrap svg {
  transform: rotate(-90deg);
}

.pie-circle-bg {
  fill: none;
  stroke: rgba(255, 255, 255, 0.03);
  stroke-width: 8;
}

.pie-circle-val {
  fill: none;
  stroke: var(--accent-green);
  stroke-width: 8;
  stroke-linecap: round;
  transition: stroke-dasharray 0.5s ease;
}

.pie-label-center {
  position: absolute;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}

.pie-center-value {
  font-family: var(--font-heading);
  font-size: 1.2rem;
  font-weight: 700;
}

.pie-center-text {
  font-size: 0.75rem;
  color: var(--text-muted);
}

/* Eligibility Calculator specifics */
.form-select-group {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.form-select-group select {
  background: rgba(12, 16, 32, 0.8);
  border: 1px solid var(--border-light);
  color: var(--text-primary);
  padding: 14px;
  border-radius: var(--border-radius-md);
  font-family: var(--font-body);
  font-size: 1rem;
  cursor: pointer;
}

.form-select-group select:focus {
  border-color: var(--accent-green);
}

.eligibility-meter-wrap {
  margin-top: 2rem;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.meter-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.8rem;
  color: var(--text-muted);
}

.meter-track {
  height: 12px;
  background: rgba(255, 255, 255, 0.05);
  border-radius: 10px;
  position: relative;
  overflow: hidden;
}

.meter-fill {
  height: 100%;
  width: 0%;
  background: linear-gradient(90deg, var(--accent-gold) 0%, var(--accent-green) 100%);
  border-radius: 10px;
  transition: width 0.5s ease-out;
}

.eligibility-status-badge {
  text-align: center;
  padding: 12px;
  border-radius: var(--border-radius-md);
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.1rem;
  background: rgba(16, 185, 129, 0.05);
  border: 1px solid rgba(16, 185, 129, 0.15);
  color: var(--accent-green);
  transition: var(--transition-smooth);
}

.eligibility-status-badge.poor {
  background: rgba(239, 68, 68, 0.05);
  border-color: rgba(239, 68, 68, 0.15);
  color: #ef4444;
}

/* Graphics Section (Canvas Simulator) */
.graphics-panel {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.graphics-card {
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-radius: var(--border-radius-lg);
  padding: 3rem;
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  box-shadow: var(--shadow-main);
  height: 100%;
  display: flex;
  flex-direction: column;
}

.graphics-header {
  margin-bottom: 2rem;
}

.graphic-subtitle {
  font-size: 0.95rem;
  color: var(--text-secondary);
  margin-top: 4px;
}

.canvas-container {
  position: relative;
  flex-grow: 1;
  min-height: 240px;
  background: rgba(0, 0, 0, 0.15);
  border: 1px solid var(--border-light);
  border-radius: var(--border-radius-md);
  padding: 1rem;
  overflow: hidden;
}

canvas {
  width: 100%;
  height: 100%;
  display: block;
}

.chart-legends {
  display: flex;
  gap: 1.5rem;
  margin-top: 1.5rem;
}

.legend-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.85rem;
  color: var(--text-secondary);
}

.legend-color {
  width: 12px;
  height: 12px;
  border-radius: 3px;
}

.legend-color.accent-1 {
  background-color: var(--accent-gold);
}

.legend-color.accent-2 {
  background-color: var(--accent-green);
}

.interest-savings-banner {
  margin-top: 2rem;
  background: rgba(245, 158, 11, 0.05);
  border: 1px solid rgba(245, 158, 11, 0.15);
  padding: 1.5rem;
  border-radius: var(--border-radius-md);
  display: flex;
  align-items: center;
  gap: 1.5rem;
  transition: var(--transition-smooth);
}

.interest-savings-banner:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-glow-gold);
}

.savings-icon-box {
  width: 45px;
  height: 45px;
  border-radius: 50%;
  background: rgba(245, 158, 11, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.savings-icon-box svg {
  width: 22px;
  height: 22px;
  stroke: var(--accent-gold);
}

.savings-banner-text {
  display: flex;
  flex-direction: column;
}

.savings-banner-label {
  font-size: 0.8rem;
  color: var(--text-muted);
  text-transform: uppercase;
}

.savings-banner-value {
  font-family: var(--font-heading);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--accent-gold);
}

/* Quick Application Form Section */
.application-section {
  padding: 100px 0;
  position: relative;
}

.application-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 4rem;
  align-items: start;
}

.form-content-info {
  display: flex;
  flex-direction: column;
  gap: 2.5rem;
}

.info-cards-stack {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.info-bullet-card {
  display: flex;
  gap: 1.5rem;
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  padding: 1.5rem;
  border-radius: var(--border-radius-md);
  transition: var(--transition-smooth);
}

.info-bullet-card:hover {
  border-color: rgba(245, 158, 11, 0.2);
  transform: translateX(5px);
}

.bullet-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--border-radius-sm);
  background: rgba(245, 158, 11, 0.06);
  border: 1px solid rgba(245, 158, 11, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.bullet-icon svg {
  width: 22px;
  height: 22px;
  stroke: var(--accent-gold);
}

.bullet-desc h4 {
  font-size: 1.1rem;
  margin-bottom: 4px;
  font-weight: 600;
}

.bullet-desc p {
  font-size: 0.9rem;
  color: var(--text-secondary);
}

/* Form Container Styling */
.form-container {
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-radius: var(--border-radius-lg);
  padding: 3.5rem 3rem;
  box-shadow: var(--shadow-main);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  position: relative;
  overflow: hidden;
}

.form-header {
  margin-bottom: 2.5rem;
  text-align: center;
}

.form-container.submitting::after {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(6, 9, 19, 0.8);
  backdrop-filter: blur(8px);
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: center;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-group.col-span-2 {
  grid-column: span 2;
}

.form-group label {
  font-size: 0.85rem;
  color: var(--text-secondary);
  font-weight: 500;
  letter-spacing: 0.02em;
}

.form-control {
  background: rgba(12, 16, 32, 0.7);
  border: 1px solid var(--border-light);
  border-radius: var(--border-radius-md);
  padding: 14px 18px;
  color: var(--text-primary);
  font-family: var(--font-body);
  font-size: 0.95rem;
  transition: var(--transition-smooth);
}

.form-control::placeholder {
  color: var(--text-muted);
}

.form-control:focus {
  border-color: var(--accent-green);
  box-shadow: 0 0 15px rgba(16, 185, 129, 0.1);
  background: rgba(12, 16, 32, 0.95);
}

textarea.form-control {
  resize: vertical;
  min-height: 100px;
}

.form-error {
  font-size: 0.8rem;
  color: #ef4444;
  margin-top: 4px;
  display: none;
}

.form-submit-btn {
  width: 100%;
  margin-top: 2rem;
  padding: 16px;
  font-size: 1.05rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* Form Success Overlay State */
.form-success-card {
  display: none;
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: var(--bg-secondary);
  z-index: 11;
  padding: 3rem;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  animation: fadeIn 0.4s ease-out forwards;
}

@keyframes fadeIn {
  from { opacity: 0; transform: scale(0.95); }
  to { opacity: 1; transform: scale(1); }
}

.success-icon-box {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: rgba(16, 185, 129, 0.1);
  border: 2px solid var(--accent-green);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 2rem;
  color: var(--accent-green);
}

.success-icon-box svg {
  width: 40px;
  height: 40px;
  stroke-width: 2.5;
}

.success-title {
  font-size: 1.8rem;
  margin-bottom: 1rem;
}

.success-desc {
  color: var(--text-secondary);
  max-width: 320px;
  margin-bottom: 2rem;
}

/* About & Owner Showcase Section */
.about-section {
  padding: 100px 0;
  position: relative;
  background: var(--bg-secondary);
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}

.about-visual {
  position: relative;
  display: flex;
  justify-content: center;
}

.card-director {
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-radius: var(--border-radius-lg);
  padding: 2.5rem;
  max-width: 460px;
  width: 100%;
  backdrop-filter: blur(10px);
  box-shadow: var(--shadow-main);
  position: relative;
  z-index: 2;
  transition: var(--transition-smooth);
}

.card-director:hover {
  transform: translateY(-5px);
  border-color: var(--accent-gold);
}

.director-header {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  margin-bottom: 2rem;
}

.director-avatar-box {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--accent-green), var(--accent-gold));
  padding: 3px;
}

.director-avatar-inner {
  width: 100%;
  height: 100%;
  border-radius: 50%;
  background: var(--bg-secondary);
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.director-avatar-inner svg {
  width: 45px;
  height: 45px;
  stroke: var(--text-secondary);
  stroke-width: 1.5;
}

.director-meta {
  display: flex;
  flex-direction: column;
}

.director-name {
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--text-primary);
}

.director-title {
  font-size: 0.85rem;
  color: var(--accent-gold);
  font-family: var(--font-heading);
  text-transform: uppercase;
  font-weight: 600;
  letter-spacing: 0.05em;
}

.director-quote {
  font-style: italic;
  font-size: 0.95rem;
  color: var(--text-secondary);
  border-left: 3px solid var(--accent-green);
  padding-left: 1rem;
  margin-bottom: 2rem;
}

.director-contacts {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.contact-row-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  text-decoration: none;
  color: var(--text-secondary);
  font-size: 0.9rem;
  transition: var(--transition-smooth);
}

.contact-row-item:hover {
  color: var(--text-primary);
}

.contact-row-item svg {
  width: 18px;
  height: 18px;
  stroke: var(--accent-green);
  flex-shrink: 0;
  margin-top: 3px;
}

/* Contact Info Text Box */
.about-text {
  display: flex;
  flex-direction: column;
}

.about-header {
  margin-bottom: 2rem;
}

.about-desc {
  font-size: 1.05rem;
  color: var(--text-secondary);
  line-height: 1.8;
  margin-bottom: 2.5rem;
}

.contact-quick-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
}

.quick-contact-card {
  background: rgba(255, 255, 255, 0.01);
  border: 1px solid var(--border-light);
  border-radius: var(--border-radius-md);
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 10px;
  transition: var(--transition-smooth);
}

.quick-contact-card:hover {
  border-color: var(--accent-green);
  background: rgba(16, 185, 129, 0.02);
}

.quick-contact-icon {
  width: 40px;
  height: 40px;
  border-radius: var(--border-radius-sm);
  background: rgba(16, 185, 129, 0.05);
  display: flex;
  align-items: center;
  justify-content: center;
}

.quick-contact-icon svg {
  width: 20px;
  height: 20px;
  stroke: var(--accent-green);
}

.quick-contact-title {
  font-size: 1rem;
  font-weight: 600;
  color: var(--text-primary);
}

.quick-contact-value {
  font-size: 0.85rem;
  color: var(--text-secondary);
  text-decoration: none;
  transition: var(--transition-smooth);
}

.quick-contact-value:hover {
  color: var(--accent-gold);
}

/* Footer Styling */
footer {
  background: #03050c;
  padding: 4rem 0 2.5rem 0;
  border-top: 1px solid var(--border-light);
}

.footer-top-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 4rem;
  margin-bottom: 3rem;
}

.footer-brand {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.footer-desc {
  color: var(--text-secondary);
  font-size: 0.9rem;
  max-width: 320px;
}

.footer-socials {
  display: flex;
  gap: 12px;
}

.social-circle-btn {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.02);
  border: 1px solid var(--border-light);
  display: flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  color: var(--text-secondary);
  transition: var(--transition-smooth);
}

.social-circle-btn:hover {
  background: var(--accent-green);
  border-color: var(--accent-green);
  color: #000;
  transform: translateY(-3px);
}

.social-circle-btn svg {
  width: 18px;
  height: 18px;
  stroke-width: 1.8;
}

.footer-links-col {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.footer-col-title {
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--text-primary);
  font-family: var(--font-heading);
}

.footer-links-col ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-links-col ul li a {
  text-decoration: none;
  color: var(--text-secondary);
  font-size: 0.9rem;
  transition: var(--transition-smooth);
}

.footer-links-col ul li a:hover {
  color: var(--accent-green);
  padding-left: 4px;
}

.footer-bottom {
  border-top: 1px solid var(--border-light);
  padding-top: 2rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.8rem;
  color: var(--text-muted);
}

.footer-bottom-links {
  display: flex;
  gap: 1.5rem;
}

.footer-bottom-links a {
  color: var(--text-muted);
  text-decoration: none;
  transition: var(--transition-smooth);
}

.footer-bottom-links a:hover {
  color: var(--text-primary);
}

/* Floating WhatsApp Quick-Chat Widget */
.floating-whatsapp-widget {
  position: fixed;
  bottom: 30px;
  right: 30px;
  z-index: 90;
  display: flex;
  align-items: center;
  gap: 12px;
  background: #25d366;
  padding: 10px 18px 10px 14px;
  border-radius: 50px;
  box-shadow: 0 8px 25px rgba(37, 211, 102, 0.4);
  text-decoration: none;
  color: #fff;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.85rem;
  transition: var(--transition-smooth);
}

.floating-whatsapp-widget:hover {
  transform: translateY(-4px) scale(1.03);
  box-shadow: 0 12px 30px rgba(37, 211, 102, 0.6);
}

.wa-icon-box {
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
}

.wa-icon-box svg {
  width: 18px;
  height: 18px;
  fill: #25d366;
}

/* Responsive Media Queries */
@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
    text-align: center;
  }
  .hero-content {
    max-width: 100%;
  }
  .hero-buttons {
    justify-content: center;
  }
  .hero-stats {
    justify-content: center;
  }
  .hero-visual {
    order: -1;
  }
  
  .tools-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  .application-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  .about-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  .about-visual {
    order: -1;
  }
  .footer-top-grid {
    grid-template-columns: 1fr 1fr;
  }
  .footer-brand {
    grid-column: span 2;
  }
}

@media (max-width: 768px) {
  .container {
    padding: 0 1.5rem;
  }
  .hero-title {
    font-size: 3rem;
  }
  nav {
    position: fixed;
    top: 0;
    right: -100%;
    width: 300px;
    height: 100vh;
    background: var(--bg-secondary);
    border-left: 1px solid var(--border-light);
    padding: 6rem 2.5rem;
    z-index: 100;
    transition: var(--transition-smooth);
  }
  nav.active {
    right: 0;
  }
  nav ul {
    flex-direction: column;
    gap: 1.75rem;
  }
  .menu-toggle {
    display: flex;
  }
  .menu-toggle.active span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 6px);
  }
  .menu-toggle.active span:nth-child(2) {
    opacity: 0;
  }
  .menu-toggle.active span:nth-child(3) {
    transform: rotate(-45deg) translate(5px, -7px);
  }
  .nav-actions {
    display: none;
  }
  .calc-grid-results {
    grid-template-columns: 1fr;
  }
  .form-grid {
    grid-template-columns: 1fr;
  }
  .form-group.col-span-2 {
    grid-column: span 1;
  }
  .footer-top-grid {
    grid-template-columns: 1fr;
  }
  .footer-brand {
    grid-column: span 1;
  }
  .footer-bottom {
    flex-direction: column;
    gap: 1.5rem;
    text-align: center;
  }
}

@media (max-width: 480px) {
  .hero-title {
    font-size: 2.3rem;
  }
  .hero-buttons {
    flex-direction: column;
  }
  .hero-stats {
    flex-direction: column;
    gap: 1.5rem;
    align-items: center;
  }
  .section-title {
    font-size: 2rem;
  }
  .form-container {
    padding: 2rem 1.5rem;
  }
}